These terms govern the Callings Affiliate Program. They apply in addition to our
Terms & Conditions and Privacy Policy.
By joining the program you agree to them. We publish the exact figures below so that every reward we
advertise can be checked against what the program actually pays.
What the program pays. Two things: a flat ₹10 when a person you
refer verifies their mobile number, and 40% of every wallet top-up that
person makes, for as long as they keep topping up. Earnings are not guaranteed
— they depend entirely on who you refer and what they choose to spend, which may be nothing.
Eligibility
You must be 18 or older and resident in India, with a valid PAN and an Indian bank account in your own name.
You must register an affiliate account and verify both your email and your mobile number.
One affiliate account per person. Rewards are paid to the verified account holder only.
Reward 1 — ₹10 per verified signup
You earn ₹10 when a person you refer completes all of the following:
They open Callings through your referral link (?aff=YOUR-CODE).
They create an account, and
They verify their mobile number by OTP. A signup that never verifies a mobile earns nothing.
This reward is paid once per referred person, not per visit, click, or repeat signup.
Reward 2 — 40% of every top-up ("lifetime commission")
You earn 40% of the value of every wallet top-up a person you referred makes on
Callings. If they top up ₹1,000, you earn ₹400. If they top up
again next month, you earn again. Specifically:
How it is calculated: 40% of the rupee amount of the top-up, credited to your
affiliate balance when the payment is captured. It is calculated on the amount the user pays, before any
deduction for payment-gateway fees or taxes borne by us.
Every top-up, not just the first. The first top-up and every subsequent one earns commission.
No expiry and no cap. There is no end date on a referral once it is attributed to you, and no
limit on the total you can earn from one person. That is what "lifetime" means in this program: for the life of
the referral, subject to these terms.
Eligibility: the referral must be attributed to you and not rejected, and your affiliate
account must be active at the time of the top-up. Commission on top-ups made while your account is suspended
or closed is not earned.
Refunds reverse commission. If a top-up is later refunded, the commission paid on it is
deducted from your balance in proportion to the amount refunded (a 50% refund reverses 50% of that
commission). If that commission was already withdrawn, the reversal carries against your future earnings.
It is not guaranteed income. If a person you refer never tops up, you earn nothing from this
reward. Many people who join an app never make a payment.
Conditions and limits
Attribution window: 30 days — for the signup only. Your referral link sets a
cookie that lasts 30 days. If the person signs up after it expires, clears their cookies, or
arrives through another affiliate's link, the referral is not attributed to you. This window limits how long you
have to convert a click into a signup; it does not limit how long an attributed referral earns
commission.
Daily cap: 25 rewarded signups per 24 hours. Qualified signups beyond this
limit are held for review rather than rewarded automatically. This is an anti-fraud control and applies to the
₹10 signup reward only, not to top-up commission.
No self-referral. Referring yourself, family members on your own devices, or accounts you
control is not permitted. This includes topping up an account you referred in order to generate commission for
yourself.
No incentivised or misleading promotion. Do not promise rewards we do not offer, do not
misrepresent Callings, do not spam, and do not bid on our brand terms in paid search.
We may withhold, reverse, or forfeit rewards, and suspend or close an affiliate account, where we
reasonably believe a referral or a top-up is fraudulent, automated, incentivised, duplicated, or otherwise in
breach of these terms.
Earnings are not a wage, salary, or guarantee of income. Your earnings depend entirely on who you refer and
what they choose to spend — which may be nothing.
Withdrawals
Minimum withdrawal: ₹500. Your balance must reach ₹500 to be
included in a payout run. Below that, the balance carries over until it does.
KYC is required before any payout. You must complete PAN and bank-account verification.
Earnings accrue before KYC, but nothing is paid out until it passes.
Payouts are processed once a day. We run the payout batch daily; every affiliate at or above
₹500 with verified KYC is included in that day's run. The bank transfer itself is executed by a
third-party payment partner and may take additional working days to settle — so "daily" describes how often we
process payouts, not same-day settlement. We do not guarantee a settlement date.
Payouts are made in whole rupees to the verified bank account only; any paise remainder stays on your balance.
You are responsible for any tax payable on your earnings. Deductions may apply where required by law.
Tracking
Your dashboard shows referral and earnings data recorded by our system. Figures update as our servers process
each event and when you refresh or reload the dashboard; they are not a live real-time stream, and a referral
may appear after a short delay. Where our records and yours differ, our server-side records govern.
Changes and termination
We may change the reward amounts, the caps, the attribution window, the withdrawal minimum, or any other term,
and may suspend or end the program, at any time. The figures on this page are generated from the program's
current live configuration, so this page always reflects what the program pays today. Changes are not
retroactive to rewards already confirmed. If the program ends, any confirmed balance at or above the minimum
remains payable subject to KYC and these terms.